Musing about Responsibility

A couple of weeks ago, I was sitting in Starbucks, enjoying my latte, and the following quote was on the back of the cup:

"Flying by myself in a tiny aircraft over lonely woods: I have no one to blame if I make a bad judgment, and the laws of physics won't listen to my excuses. What would my life be like if I always had to take full responsibility." - Mark Olson (National Geographic Emerging Explorer)

Being a pilot myself, I could relate to what he was saying, and that got me thinking. Here, this very probably unsaved man has come to grips with the responsibility that all of us bear. One day, everyone will stand before God and have to give an account for his or her life. Unbelievers on why they did not accept His gift of eternal life, and believers on what they did with their lives. Each of us will have to take full responsibility for our actions and motives, just like a pilot has to take responsibility for each decision and judgment made.
What will your accounting be?